6 Best Credit Cards for students with No Income

 

Best Credit Cards for students with No Income


As a student, it can be difficult to get approved for a credit card. Many credit card companies require applicants to have a steady income, which can be hard to come by when youre still in school.

Fortunately, there are some credit cards specifically designed for students with no income. These cards can help you build your credit history and offers you the financial flexibility you will be required to manage your expenses.

The best credit cards for students with no income are those that offer low-interest rates, no annual fees, and rewards programs. Many of these cards also offer additional benefits like cash back, discounts as well as travel rewards on purchases.

1. Discover it Student Cash Back:

This card offers 5% cash back on up to $1,500 in purchases each quarter in rotating categories, plus 1% cash back on all other purchases.

There is no annual fee and no foreign transaction fees. There are no requirements for credit scores. Thanks to the privileges for removing our personal information from select to search websites. Moreover, it can be activated from a mobile free app.

But card is accepted everywhere like Mastercard or Visa, in particular abroad. It makes sense to use cards for those of you planning your road trip frequently and prefer to dine out.


Discover it Student Cash Back


 
2. Journey Student Rewards from Capital One:

This card offers 1% cash back on all purchases, in addition to 0.25% cash back when you pay your bill on time. There is no annual fee and no foreign transaction fees.

The Journey student from a capital one is also a great comfort for students having no earnings. Furthermore, you will be rewarded with the unlimited facility for credit once you make the five months' payments on a timely basis.


Journey Student Rewards from Capital One


3. Bank of America Cash Rewards for Students:

This card offers 3% cash back on up to $2,500 in purchases each quarter in rotating categories, plus 1% cash back on all other purchases. There are no foreign transaction fees If you wish to study in a foreign country and no annual charges.

You will obtain 1.5% cash back on all additional buying. After making $1000 purchases within the time span of 90 days when you get your account opened, you will get $200 rewards as a bonus.


3. Bank of America Cash Rewards for Students




4. Citi Thank you Preferred Card

The Citi Thank You Preferred Card for College Students is a great choice for those students with no income. This card provides 2x points per dollar spent on dining and entertainment, plus 1x points per dollar spent on all other purchases. Also, there are no annual fees and no foreign transaction fees.

Here you can get a higher credit limit after making your first five monthly payments on time. People can redeem points for gift cards, travel, etc etc.

Plus, you can take advantage of exclusive offers and discounts from Citi. So, an excellent option for those who to have rewards on day-to-day buying. The Citi ThankYou Preferred Card also offers a 0% introductory APR on balance transfers for the first 15 months, and a competitive APR thereafter.



Citi Thank you Preferred Card




5. Wells Fargo Cash Back College Card The Wells Fargo Cash Back College Card is a great option for students with no income. This card offers a mind-blowing 5% cash back on gas, groceries, and drugstore purchases, as up to $1,500 in combined purchases each quarter in rewards. Plus, there are no annual fees and no foreign transaction fees.

Likewise, you can get access to a higher credit limit after making your first five monthly payments on time. Additionally, cardholders can earn $150 rewards as a bonus after spending $500 in the first three months. The Wells Fargo Cash Back College Card is also a great opportunity for college students in search of earning rewards on their daily purchases.
The Wells Fargo Cash Back College Card also offers a 0% introductory APR on purchases and balance transfers for the first six months. It is therefore highly beneficial for students who need to make large purchases or transfer balances from other cards.

After the introductory period, the APR is variable and based on the Prime Rate. That way, you can build your credit and save on money as well. Its 24/7 service laid back service, and fraud protection also attracts customers. Additionally, cardholders can take advantage of exclusive discounts and offers from select merchants.



Wells Fargo Cash Back College Card



6. U.S Bank Cash Plus Signature Card

The U.S. Bank Cash+ Visa Signature Card also facilitates students with no income. Thanks to the 5% cash back on two categories of your choice, up to $2,000 in combined purchases each quarter.

Plus, there are no annual fees and no foreign transaction fees. After making your first five monthly payments on time, you can get access to a higher credit limit.

Here we go with a bundle of benefits and a fruitful rewards program. The card also offers a 0% introductory APR on balance transfers for the first 12 billing cycles, and a competitive ongoing APR. The card also provides customers other numerous benefits, like travel and emergency assistance, purchase protection, extended warranty protection, and access to a 24/7 customer service line too.

Cardholders can also get benefits of exclusive offers and discounts from U.S Bank and its partners. It is an excellent choice for those looking to maximize their rewards and save money.


U.S Bank Cash Plus Signature Card



These are just a few of the best credit cards for students with no income. Make sure you compare the benefits and features of each card to find the one that is per your needs. With the right card, you can begin to build your credit history and ultimately gain financial flexibility.

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